Payment Processing
Strategic Pricing Built for Your Business Growth
Our pricing strategy is built on complete transparency, offering three distinct models—from simple flat-rate to highly efficient subscription pricing—so you can choose the plan that guarantees the lowest possible cost for your specific stage of growth.
Know exactly what you pay for with clear statements
Renegotiate pricing as you continue to grow
A reliable, local agent that’s just a drive away
Transparent pricing, built for partnership. Find the clear, cost-effective plan that empowers your business at any stage of growth.
Launch
New businesses, seasonal sellers, pop-up shops, and merchants processing under $10K per month.
Flat Rate
2.3% + 0.30¢
per transaction
Partnership Fee
$49
per month
- Payment Gateway
- PCI DSS Compliance
- Same-day Funding
- Account Manager
- Local Support
Grow
Established merchants and growing e-commerce and retail businesses processing between $10K and $50K per month.
Interchange +
1.5% + 0.20¢
per transaction
Partnership Fee
$79
per month
- Payment Gateway
- PCI DSS Compliance
- Same-day Funding
- Account Manager
- Local Support
Expand
High-volume retailers, specialty B2B, and established merchants processing over $50K per month.
Interchange +
0.7% + 0.20¢
per transaction
Partnership Fee
$119
per month
- Payment Gateway
- PCI DSS Compliance
- Same-day Funding
- Account Manager
- Local Support
Nonprofit
Medium-volume nonprofit organizations that are processing between $1K and $100K per month.
Interchange +
0.7% + 0.15¢
per transaction
Partnership Fee
$49
per month
- Payment Gateway
- PCI DSS Compliance
- Same-day Funding
- Account Manager
- Local Support
Get the Clarity You Deserve
Transparency is at the core of our partnership. If you still have questions about Interchange, contracts, or how the Partnership Fee works, this section is for you. We address all the common uncertainties to ensure your decision is easy and informed.
Let us prove our transparency. We’re confident we can lower your costs. Request a free quote and let us show you—side-by-side—how much you’ll save every month by partnering with Impeccabyte.
What is Interchange?
Think of Interchange as the wholesale cost of using a credit or debit card network. It is the largest and most confusing part of your credit card processing statement.
When your customer swipes or taps their card, the money has to move from their bank account to yours. Interchange is the fee that gets paid in the middle of that transfer, and it does not go to us–it goes to the card network operators.
Interchange is not a single rate; it’s a massive table of hundreds of rates set by Visa, Mastercard, and Discover. The rate changes automatically based on what kind of card your customer uses and how you process it.
Why is a Partnership Fee charged?
We believe in zero surprises. The monthly Partnership Fee is Impeccabyte’s solution to complex processing bills. It’s an all-inclusive value add that covers the recurring administrative, compliance, and support costs that are often billed separately by other providers.
By bundling the Payment Gateway, PCI Compliance maintenance, Technology Enhancements, and Local Agent Support into one fixed fee, we offer maximum cost predictability and the confidence of knowing your entire processing infrastructure is fully managed.
It’s important to note that the Partnership Fee ensures we cover our fixed costs—such as maintaining our platform and offering personalized support—regardless of your monthly sales volume. This structure allows us to keep that transaction markup exceptionally low for you.
May I renegotiate my processing rates later?
Yes, absolutely. Our goal is to ensure you are always on the most cost-effective plan for your business volume.
Since our strategy is designed to grow with you, we encourage you to migrate to a lower-cost plan as your processing volume increases.
We believe in a partnership where your success translates directly into better value. There are no fees to change between our standard tiers, and our agents are always available to review your volume and recommend the optimal plan.
What is Local Support?
Local Agent Support means you get help from real, dedicated Impeccabyte experts who are not stuck in an offshore call center. Our Account Managers are strategically located in your region, allowing us to offer a crucial level of service that national providers simply cannot match.
Local support means we are a true partner, ready to physically support your operations when it matters most.